E-commerce and payments
Choosing a store platform and getting paid: platform fees, payment providers, mobile money, cash on delivery and returns, with the numbers that decide each choice.
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- Oct 14, 2026Last updated
What these guides cover.
Much of an online store's margin is decided at checkout: which payment methods customers can use, what the platform and the payment provider each take per order, and how many cash-on-delivery orders come back. Those rules differ sharply from country to country.
These guides compare platforms on total cost rather than headline plan prices, explain how local payment methods such as mobile money work behind the checkout, and show where returns quietly eat the profit.
Questions answered here
- Shopify vs WooCommerce on total cost and ownership
- Payment providers and third-party transaction fees
- Mobile money checkouts in Tanzania
- Cash on delivery and return-to-origin losses
Every guide on e-commerce and payments, newest first.
- Payments in Tanzania
How to accept M-Pesa, Mixx by Yas and Airtel Money on your website in Tanzania
How mobile money checkout works in Tanzania, which wallets to support, and how to choose between Selcom, AzamPay, Pesapal, ClickPesa and DPO Pay.
- E-commerce
WooCommerce vs Shopify for small business
Cost structure, data ownership, performance ceilings and payments by region, and where each platform is the wrong choice.
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